Documents Required
Tap a loan type to see the documents you’ll need for it.
Personal Loan
For Salaried Applicants
- Aadhaar Card
- PAN Card
- Address Proof
- Passport-size Photograph
- Last 3–6 Months' Salary Slips
- Last 3–6 Months' Bank Statements
- Form 16, if required
- Employment Proof, if required
For Self-Employed Applicants
- Aadhaar Card
- PAN Card
- Address Proof
- Passport-size Photograph
- Last 2–3 Years' ITR
- Business Registration/Proof
- Last 6–12 Months' Bank Statements
- Balance Sheet and Profit & Loss Statement, if required
Home Loan
Applicant Documents
- Aadhaar Card
- PAN Card
- Address Proof
- Passport-size Photographs
- Salary Slips / Income Proof
- Last 6–12 Months' Bank Statements
- Form 16 / ITR
- Employment / Business Proof
Property Documents
- Sale Agreement / Agreement to Sell
- Sale Deed / Title Deed
- Encumbrance Certificate (EC)
- Approved Building Plan
- Property Tax Receipts
- Possession Certificate, if applicable
- Completion / Occupancy Certificate, if applicable
- Khata / Land-related Documents, if applicable
- NOC, if applicable
Vehicle Loan
Applicant Documents
- Aadhaar Card
- PAN Card
- Address Proof
- Passport-size Photograph
- Salary Slips / Income Proof
- Bank Statements
- Form 16 / ITR, if required
Vehicle Documents
- Vehicle Quotation / Proforma Invoice
- Vehicle Registration Documents
- Insurance Documents
- Down Payment Proof, if required
For Used Vehicles
- Existing RC
- Insurance Documents
- Vehicle Valuation Report
- Seller-related Documents
Business Loan
Promoter / Applicant Documents
- Aadhaar Card
- PAN Card
- Address Proof
- Passport-size Photograph
Business Documents
- Business Registration / Proof
- GST Registration Certificate, if applicable
- Udyam / MSME Registration, if applicable
- Partnership Deed, if applicable
- LLP Agreement, if applicable
- Certificate of Incorporation, for companies
- MOA / AOA, for companies
- Business Address Proof
- Business Bank Statements
Financial Documents
- Last 2–3 Years' ITR
- Balance Sheet
- Profit & Loss Statement
- GST Returns, if applicable
- Bank Statements
- Existing Loan / Account Details, if applicable
- Business Projections, if required
Education Loan
Student Documents
- Aadhaar Card / Identity Proof
- PAN Card, if applicable
- Address Proof
- Passport-size Photographs
- Academic Certificates / Mark Sheets
- Admission / Offer Letter
- Course Fee Structure
- Entrance Examination Result, if applicable
- Scholarship Documents, if applicable
Co-Applicant / Parent / Guardian Documents
- Aadhaar Card
- PAN Card
- Address Proof
- Income Proof
- Salary Slips / ITR
- Bank Statements
- Employment / Business Proof
If Collateral is Required
- Property Title Documents
- Sale Deed
- Encumbrance Certificate
- Property Tax Receipts
- Approved Building Plan
- Other Property-related Documents
Gold Loan
- Aadhaar Card / Accepted Identity Proof
- PAN Card, where applicable
- Address Proof
- Passport-size Photograph, if required
- Gold Jewellery to be Pledged
Additional income documents are generally not required for a standard gold loan, subject to the lender's requirements.
Loan Against Property
Applicant Documents
- Aadhaar Card
- PAN Card
- Address Proof
- Passport-size Photographs
- Salary Slips, for salaried applicants
- ITR, for self-employed applicants
- Financial Statements, if applicable
- Bank Statements
- Employment / Business Proof
Property Documents
- Original Sale Deed / Title Deed
- Previous Title Documents, if applicable
- Encumbrance Certificate (EC)
- Property Tax Receipts
- Approved Building Plan
- Completion / Occupancy Certificate, if applicable
- Possession Certificate, if applicable
- Khata / Land Records, depending on location
- NOC, if applicable
- Other Ownership-related Documents
Additional
- Property Valuation
- Legal Verification of Property
- Existing Loan / Mortgage Documents, if applicable
Other
- Aadhaar Card
- PAN Card
- Address Proof
- Passport-size Photograph
- Bank Statements
- Income Proof
- Employment / Business Proof
- ITR / Form 16, where applicable
Note: The exact documents required may vary depending on the bank/NBFC, loan amount, applicant profile, employment type, property, vehicle, business type, and applicable government/regulatory requirements.