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Documents Required

Tap a loan type to see the documents you’ll need for it.

Personal Loan

For Salaried Applicants

  • Aadhaar Card
  • PAN Card
  • Address Proof
  • Passport-size Photograph
  • Last 3–6 Months' Salary Slips
  • Last 3–6 Months' Bank Statements
  • Form 16, if required
  • Employment Proof, if required

For Self-Employed Applicants

  • Aadhaar Card
  • PAN Card
  • Address Proof
  • Passport-size Photograph
  • Last 2–3 Years' ITR
  • Business Registration/Proof
  • Last 6–12 Months' Bank Statements
  • Balance Sheet and Profit & Loss Statement, if required
Home Loan

Applicant Documents

  • Aadhaar Card
  • PAN Card
  • Address Proof
  • Passport-size Photographs
  • Salary Slips / Income Proof
  • Last 6–12 Months' Bank Statements
  • Form 16 / ITR
  • Employment / Business Proof

Property Documents

  • Sale Agreement / Agreement to Sell
  • Sale Deed / Title Deed
  • Encumbrance Certificate (EC)
  • Approved Building Plan
  • Property Tax Receipts
  • Possession Certificate, if applicable
  • Completion / Occupancy Certificate, if applicable
  • Khata / Land-related Documents, if applicable
  • NOC, if applicable
Vehicle Loan

Applicant Documents

  • Aadhaar Card
  • PAN Card
  • Address Proof
  • Passport-size Photograph
  • Salary Slips / Income Proof
  • Bank Statements
  • Form 16 / ITR, if required

Vehicle Documents

  • Vehicle Quotation / Proforma Invoice
  • Vehicle Registration Documents
  • Insurance Documents
  • Down Payment Proof, if required

For Used Vehicles

  • Existing RC
  • Insurance Documents
  • Vehicle Valuation Report
  • Seller-related Documents
Business Loan

Promoter / Applicant Documents

  • Aadhaar Card
  • PAN Card
  • Address Proof
  • Passport-size Photograph

Business Documents

  • Business Registration / Proof
  • GST Registration Certificate, if applicable
  • Udyam / MSME Registration, if applicable
  • Partnership Deed, if applicable
  • LLP Agreement, if applicable
  • Certificate of Incorporation, for companies
  • MOA / AOA, for companies
  • Business Address Proof
  • Business Bank Statements

Financial Documents

  • Last 2–3 Years' ITR
  • Balance Sheet
  • Profit & Loss Statement
  • GST Returns, if applicable
  • Bank Statements
  • Existing Loan / Account Details, if applicable
  • Business Projections, if required
Education Loan

Student Documents

  • Aadhaar Card / Identity Proof
  • PAN Card, if applicable
  • Address Proof
  • Passport-size Photographs
  • Academic Certificates / Mark Sheets
  • Admission / Offer Letter
  • Course Fee Structure
  • Entrance Examination Result, if applicable
  • Scholarship Documents, if applicable

Co-Applicant / Parent / Guardian Documents

  • Aadhaar Card
  • PAN Card
  • Address Proof
  • Income Proof
  • Salary Slips / ITR
  • Bank Statements
  • Employment / Business Proof

If Collateral is Required

  • Property Title Documents
  • Sale Deed
  • Encumbrance Certificate
  • Property Tax Receipts
  • Approved Building Plan
  • Other Property-related Documents
Gold Loan
  • Aadhaar Card / Accepted Identity Proof
  • PAN Card, where applicable
  • Address Proof
  • Passport-size Photograph, if required
  • Gold Jewellery to be Pledged

Additional income documents are generally not required for a standard gold loan, subject to the lender's requirements.

Loan Against Property

Applicant Documents

  • Aadhaar Card
  • PAN Card
  • Address Proof
  • Passport-size Photographs
  • Salary Slips, for salaried applicants
  • ITR, for self-employed applicants
  • Financial Statements, if applicable
  • Bank Statements
  • Employment / Business Proof

Property Documents

  • Original Sale Deed / Title Deed
  • Previous Title Documents, if applicable
  • Encumbrance Certificate (EC)
  • Property Tax Receipts
  • Approved Building Plan
  • Completion / Occupancy Certificate, if applicable
  • Possession Certificate, if applicable
  • Khata / Land Records, depending on location
  • NOC, if applicable
  • Other Ownership-related Documents

Additional

  • Property Valuation
  • Legal Verification of Property
  • Existing Loan / Mortgage Documents, if applicable
Other
  • Aadhaar Card
  • PAN Card
  • Address Proof
  • Passport-size Photograph
  • Bank Statements
  • Income Proof
  • Employment / Business Proof
  • ITR / Form 16, where applicable

Note: The exact documents required may vary depending on the bank/NBFC, loan amount, applicant profile, employment type, property, vehicle, business type, and applicable government/regulatory requirements.

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